Financial Exclusion and Capability


Speakers

Bernie Morgan
Chief Executive
Community Development Finance Association
Member, HMT Financial Inclusion Task Force

Bernie Morgan is the Chief Executive of the cdfa. Since taking up her post in April 2003, Bernie has increased the membership of the association, its income and staff. As cdfa's first Chief Executive, she has developed the association into a well-respected trade body representing the vast majority of the UK's CDFIs. She is a member of HM Treasury's Financial Inclusion Task Force, Charities Aid Foundation's Giving Forum, a Board member of Transact, the National Forum for Financial Inclusion and an Advisor to the Commission on Unclaimed Assets.

She was also an inaugural a judge on the Daily Telegraph’s Great Briton awards. In late 2005, Bernie led a successful lobbying campaign which secured £11m transition funding for the UK CDFI sector.

Anne Kiem
Dean of Further Education
ifs School of Finance

Anne is responsible for the overall provision of ifs School of Finance further education and regulatory programmes, ensuring that delivery meets the strategic aims of the ifs and the learning objectives of students and employer organisations.

As part of the further education portfolio, Anne also has overall responsibility for the Financial Capability suite of qualifications and the ifs Student Investor Challenge, the primary focus of which is to equip young people and adults with essential personal finance life skills.

Anne was a mathematics teacher before embarking upon a career at what is now Barclays Wealth as a Fixed Income Strategist. Anne joined the ifs School of Finance in 2004 as Head of External Affairs & New Projects, was promoted to the role of Director in 2007 before becoming Dean of Further Education.


Damon Gibbons
Head of Policy and Partnerships
Centre for Economic and Social Inclusion

Damon Gibbons is the Head of Policy and Partnership at the Centre for Economic & Social Inclusion, and Chair of Debt on our Doorstep - a UK campaign to end extortionate lending which he co-founded in 1999. In 2003, Damon was responsible for identifying the grounds for the subsequent Competition Commission inquiry into the Home Credit market. Damon is also a member of the Management Board of the European Coalition for Responsible Credit in which capacity he contributed to the development of the ‘Principles of Responsible Credit’, published in 2005.

Prior to joining Inclusion, Damon worked in local government and the voluntary sector during which time he gained over 15 years experience in the provision, management, and commissioning of debt advice and economic development services. He has a degree in Economic & Politics and is currently in the final stages of completing his Masters in Public Policy at the University of Nottingham.

Will Aston
DWP Strategic Rural Financial Inclusion Champion
Commission for Rural Communities

The Rural Financial Inclusion Champion team is hosted by the Commission for Rural Communities (CRC). The CRC provides independent advice to Government and others and works to ensure that policies reflect the real needs of people living and working in rural England with a particular focus on tackling disadvantage.

Will Aston was appointed the Rural Financial Inclusion Champion in November 2008. Will has worked on social and economic policy since gaining a Masters Degree in International Development from London University in 2001. Previously, Will was the Senior Social Welfare Advisor at the Commission for Rural Communities, where he worked closely with central and local government to address rural financial poverty including financial inclusion, employment and skills, fuel poverty and benefits uptake. He has also worked as a policy analyst for the Department for International Development’s Afghanistan and HIV and AIDS programmes.

Will welcomes the opportunity to develop local partnerships to promote financial inclusion in rural areas. As the Rural Financial Inclusion Champion he has a regional responsibility for Cornwall, Devon, Norfolk and parts of Shropshire and Suffolk. He will also support the work of the other champion teams so that they consider the needs of financially excluded people living in rural areas.

Chris Pond
Director, Financial Capability
Financial Services Authority

Chris Pond is Director of Financial Capability at the Financial Services Authority. He was previously Chief Executive of One Parent Families/Gingerbread, MP for Gravesham, Work and Pensions minister, Parliamentary Private Secretary in the
Treasury, a member of the Social Security Select Committee and honorary visiting professor at Middlesex University.

Before entering Parliament, Chris was Director of the Low Pay Unit and Chair or trustee of a number of voluntary organisations in the social policy field. He now chairs Capacitybuilders, a funding agency for the Third Sector responsible to the Cabinet Office.

Omar Khan
Senior Researcher and Policy Analyst
Runnymede Trust

Omar Khan, a Senior Research and Policy Analyst at the Runnymede Trust, has recently completed his doctorate in political theory at the University of Oxford. His dissertation on the justification of preferential policies, was the topic of a previous Runnymede Briefing Paper, on which he gave evidence at the European Parliament.

Omar has published many articles on political theory, elections analysis and equality issues for Runnymede over the past seven years and has spoken on topics including equality, positive action and multiculturalism in academic and policy settings in both the UK and Europe. He is currently leading Runnymede's programme on financial inclusion, poverty and ethnicity.

Sharon Wheeler
Strategic Financial Inclusion Champion for Housing
Chartered Institute of Housing

Sharon Wheeler is the DWP Senior Financial Inclusion Champion for Housing. She has a long background in the field of social exclusion. Her first job after graduating was as a community worker on a council estate in Everton, Liverpool. She then volunteered fulltime with the Citizen Advice Bureau as an adviser. She went on to work in a number of advice and support roles including project worker at St Basils and vendor services coordinator for The Big Issue. She also spent five years working for Shelter, her last role being a regional campaign officer.

Before joining Chartered Institute of Housing she was homelessness commissioner and lead officer for homelessness strategy at Coventry City Council.
Prior to taking up her current role she was Financial Inclusion Advisor at Chartered Institute of Housing (CIH).

In addition Sharon has guest lectured at Birmingham City University in welfare rights. She is on the management board of Birmingham & Solihull Women's Aid.
She graduated with a degree in Government from Birmingham City University in the 80's. She lives in Birmingham.

John Letizia
Director of Government Affairs
British Bankers Association

John joined the BBA in July 2005. He is responsible for building strong relations with key people at all levels across UK Government, Parliament and other key stakeholders, and to build and maintain a pro-active representation programme.

Prior to joining the BBA, John was Political and Regional Affairs Adviser at a leading manufacturing employers' organisation. John has also worked for a number of consultancies and has been an Adviser to a Government Minister.

 

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